WDET: Rep. Rashida Tlaib on What Her Bad Credit Bill Does for Michigan

Feb 03, 2020
In the News

Russ McNamara


One in five people have incorrect information on their credit report, according to the Federal Trade Commission. And for one in eight that information actually makes their credit score drop.

New legislation that passed the U.S. House would shorten the time negative information stays on your credit report, from seven years to four – among other changes. Detroit Congresswoman Rashida Tlaib (MI-13) was one of the sponsors of the bill. She explains the focus of the legislation to WDET’s Russ McNamara.

On reducing the time for bad marks on a credit report

It would completely help open up doors for millions of Americans across the country to active economic opportunities, [including] increasing homeownership.” – Rep. Rashida Tlaib

On the bill pushing back the reporting of medical debt

It extends this time period before all medical debt can actually be reported from 180 days to 365 days [and] doubles the time before it can actually show up in your credit for.” – Rep. Rashida Tlaib

On getting rid of fraudulent debt and its effect on credit reports

One resident, Norma, in my district told me she’s had her identity stolen three times just in one year. Those folks actually get relief right away.” – Rep. Rashida Tlaib

Read the oriignal article here.

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